IN THE HIGH COURT OF JUDICATURE AT MADRAS

 

7.1.2005/W.P.No:22674 OF 2004 AND W.P.M.P.No:27411 OF 2004

 

A.K.Rajan, J.

 

I M/s. Apple FMCG Marketing (Pvt) Limited, rep. by its Chief Executive Oficer Mr. R.Eric No:172, Arcot Road, Vadapalani, Chennai- 600 026.2 Mr.R.Eric…. Petitioners

 

Versus

 

I.                                                       The Union of India. Rep. by its Secretary to Government, Ministry of Finance, New Delhi.

II.                                                    2.The State of Tamil Nadu, rep. By its Chief Secretary, Secretariat, Chennai-600 009.

III.                                                 3. The Director General of Police, Kamarajar Salai, Mylaport, Chennai-600 004 … Respondents.

 

Petition filed under Article 226 of the Constitution of India praying for a writ of declaration that selling products through the Network Marketing System is legal and not in contravention of the provisions of the Prize Chits and Money Circulation Schemes (Banning) Act, 1978 or any other law and consequently forbearing the respondents or their subordinates or agents or their men from in any manner interfering with the lawful business activities of the petitioner company by either freezing their bank accounts or interfering in the conduct of the seminars and promotional meetings held for the distributors and prospective distributors and pass such further orders.

 

Prize Chits and Money Circulation Schemes (Banning) Act (1978), Sections 2 ©, 7, Constitution of India, Articles 19(1) (a) (2), (g), 226 – Writ Petition for declaration that selling products through the Network Marketing System is legal and not in contravention of the Act- Prayer further to forbear respondents (authorities of the Government) from interfering with the lawful business activities of petitioner- company, or freezing accounts, etc.- Mere fact that no complaints were received does not make an act legal, if it be otherwise illegal (Para 15).

 

Contention of the petitioner that there is no chain of customers appears not acceptable- Scheme creates chain of customers and only when the chain progresses without any break in any of the links, the ‘principal distributor’ gets more commission- If, for any reason, the chain is broken, at any stage, then the principal distributor’s commission would get reduced proportionally to the extent- Therefore, it is not correct to say that there is no chain of customers in the process (Para 16).

 

Definition in S. 2© makes it clear that any scheme by whatever name it is called whereby on a promise that one would receive  or would  make quick or easy money be enrolment as members into the scheme is ‘money circulation scheme’ – Such members earlier get commission without doing any work;  getting such a commission is nothing but getting quick or easy money- Therefore, such schemes/ the so called ‘Multilevel Marketing’, definitely falls within the definition of ‘money circulation scheme’. (Para 20)

 

It is suffice to say that it is not for Union of India or any Member of Parliament to interpret the provisions of any legislation- Statement given by the Union of India or its Officers that Multi-level Marketing does not attract the provisions  of the Act cannot legalise an illegal act. (Para 21)

 

Grievance of the petitioners is that the petitioners are conducting conferences and lectures in order to propagate the scheme and they are under surveillance by the police, and this would amount to violation of the petitioner’s fundamental rights under Article 19(1) (a) and 19(1) (g)- This argument is not acceptable- It is true that they have the right to freedom of speech and expression and also to the freedom to carry on business- But, both the rights are subject to reasonable restrictions as contemplated under Articles 19(2) and 19(g)- The right to freedom of speech is subject to reasonable restriction on the ground of ‘public order’ and the right to freedom to carry on business is subject to reasonable restriction in the interest of ‘general pubic’. (Para 32)

 

Argument of the learned counsel for the petitioners that there is no promise of quick or easy money is not correct for the reasons stated above- Thus, the so-called Multi-level Marketing, though called by a very attractive name, squarely falls within the definition of ‘Money Circulation Scheme’ under the Act- Hence, it is prohibited by the Act- It is for the law enforcing authorities to take appropriate action- Writ Petition dismissed.

 

Constitution of India, Articles 19(1) (a) (2), (g), 226 – See Prize Chits and Money Circulation Schemes (Banning) Act (1978), Section 2 (c), 7.

 

          The Writ petition was filed praying for a writ of declaration that selling products through the Network Marketing System is legal and not in contravention of the provisions of the Prize Chits and Money Circulation Schemes (Banning ) Act, 1978 or any other law and consequently forbearing the respondents or their subordinates or agents or their men from in any manner interfering with the lawful business activities of the petitioner company by either freezing their banks accounts or interfering in the conduct of the seminars and promotional meetings held for the distributors and prospective distributors and pass such further orders. The main contentions of the petitioner are as follows:-

 

      (1)So far no complaints have been received against them from  any distributor. Therefore, this Multi-level Marketing has not caused any loss to any of the distributors.

(2)There is no ‘service fee’ for registration as distributor.

(3)Every distributor gets commission on the basis of the volume of business that is generated by him.

(4)No chain of customers in the process.

(5)The distributors and the purchasers pay the value of the product that is purchased, therefore, they are not paying any excess amount.

 

      (7)They collect only nominal service charge for the service rendered.

      (8) The surveillance by the respondents violates the petitioners’ fundamental right provided under Articles 19(1) (a) and 19(1) (g) of the Constitution of India.

      (9) Further the Union of India has also clarified that the “Multi-level Marketing” does not infringe the Prize Chits and Money-Circulation Schemes (Banning) Act. 1989 (Hereinafter referred to as ‘The Act’). Paras 1.14.

 

          The learned counsel for the petitioner submitted that Union of India has made a clarification in an answer to a question in Parliament that Multi-level Marketing does not violate or offend the provisions of the Prize Chits and Money Circulation Schemes (Banning ) Act  Para 21

          Held: It is true that several companies including Multinational Companies carry on  the business of the “Multilevel Marketing” and it is also true that the Executive and the law enforcing authorities keep a blind eye on such activities. This also does not make an illegal act legal. It is always a fact that the law enforcing authority would try to close the stable only after the horse had escaped.” Para 22

          In this part of India, people are gullible and fall an easy prey to the tall promises made through the media. That was the reason why the lottery tickets were sold in large numbers in the State. Many companies want to exploit this attitude of people and float many schemes and lure the people to join the schemes. The petitioner is not entitled for direction for prohibiting the authorities  from keeping surveillance over any meeting. Sec. 7 of the Act confers the right on the police officer to enter any premises, where he has got a reason to suspect that the premises are being used for purposes connected with the promotion or conduct of any prize chit or money circulation scheme in contravention of the provisions of the Act.  Para 33.

          According to the Prize Chits and Money Circulation Schemes (Banning ) Act, “Money Circulation Scheme” means-

 

          .. any scheme, by whatever name called:-

(i)                           (i) for making quick or easy money; or

          (ii) for the receipt of any money or valuable thing as the consideration ( or a promise to pay money), on any event or contingency relative to the enrolment of members into the scheme.

          Thus the definition covers two aspects : -

          (i) A scheme for making quick or easy money :

          (ii) for receipt or any money or a promise to pay money: on an event relative to the enrolment in the scheme.

It is applicable to both- the sponserer and the participants or subscribers.  Para 34.

The event is enrolment of new members: the commission received is relative to such enrolment of new members into the scheme. Therefore, the argument of the learned counsel for the petitioners that there is no promise of quick or easy money is not correct for the reasons stated above. Thus, the  so-called Multi-level Marketing, though called by a very attractive name, squarely falls within the definition of ‘Money Circulation Scheme” under the Act. Hence, it is prohibited by the Act. It is for the law enforcing authorities to take appropriate action. In the result, the writ petition is dismissed Para 36.

 

Reserve Bank of India v…Peerless G.F. & I.Co. Ltd (AIR 1987 SC 1023) : and

State of Wet Bengal v… Sanchaita Investments (AIR 1982 SC 949): Referred to

Writ petition dismissed.

For petitioners:: Mr. P.V.S.Giridhar

For respondents:: Mr. R.Kanniappan G.A.

 

          ORDER

1.                                        The first petitioner is a company registered under the Companies Act. It is marketing various  products including shampoo, tea, coffee power, after-shave lotion etc. under the brand –name ‘joy Eternal’ through “network marketing”. This method of marketing differs from the conventional sale through a distributor and the retail network: any person could take up the marketing and sale, and make an earning: it is done by several reputed companies like. Hindustan Lever and Indian Express. Several unemployed youth have taken up the marketing of these products and have earned satisfactory in-comes depending on their talents and efforts.

     (i) No complaints have been received from any consumer about the quality of the goods sold. Under the scheme of network marketing the company sells products to the customers and the consumers in turn can sell the products to their peers and earn commission out of the sale. In fact it avoids many middlemen and cost of advertisement, etc. The marketing process is carried out directly by recruiting the customers themselves as distributors of the products and services; the company regularly organises business development meetings and seminars, distributors meetings, etc. The participants  of the meetings are encouraged to take up the distributorship of the products and are suitably registered if they so desire. There is no service fee for registration as distributor. Any person who is interested is given a product for the price fixed. The distributors are encouraged to en-roll more distributors. The commissions are given only as per the volume of sales made by the individual distributor and his team. This system ensures that intermediate distributors are not like a chain leading to the customer and the company.

 

       (ii)There are only two stages, viz. stockist and distributor. The distributor can introduce another person as a distributor and he will also get commission. The distributor has to put in his effort in selling the products and then only he will get the commission. The company also takes care of the risks involved in the trading activities; there is no deposit of money by the consumers and the products are given to the person who pays the money for the same. The distributors are paying the price for the products they purchase. Thus, the possibility of the principal company or its Directors making use of any funds of others is avoided. Except service charges, no charges or deposits are levied to enroll as a distributor. There is no risk of non- recovery of the funds due to the consumer since the products are given out only on receipt of payment. Thus, the process of network marketing is a foolproof and beneficial mechanism for the conduct of trade and commerce. The pricing of the products is always a contentious issue. The product is not exornitantly priced. But, some others, who are inimical towards the company, are trying to overturn the trading activity of the company by resorting to various crooked means and methods. They maligned the name of the company by publishing reports in a magazine and consequently the company is faced with roving enquiries by the police Stockists and distributors of the company have also faced similar harassment. It is an infringement of the fundamental right conferred under Article 19(1) (a) of the Constitution. No complaint has been registered against the company in any of the police stations. The Union of India has also examined the issue of the network marketing and has come to the conclusion that there is no illegality in the said system. The Union of India has also stated that the system of network marketing will not come under the purview of the Prize Chits and Money Circulation Schemes (Banning) Act, 1978. The labour of a person in selling goods is rewarded by payment of commission. Several companies have launched similar network marketing system. Therefore, it is quite annoying when the police go around the meeting venues and seek statements from them and ask several questions. Such invasive process causes considerable delays and difficulties and results in violation of the rights conferred under Art. 19 (1) (g) of the Constitution. The company understands that similar companies have been targeted in similar way and their accounts have been frozen by the respondents and the company apprehends that the respondents will take steps to freeze the accounts of the company and disrupt the business activities. There is no promise of easy or quick money held out to the distributors. The distribution of commission for selling is different from the prize chits. The system only results in advancing the socialist vision of the farmers of the Constitution and the wealth is evenly distributed without being concentrated in a group of persons. The people at large are given more opportunity to earn money depending on their skill and labour. The officials of the third respondent are harassing the petitioner and its distributors and it resulted in decline of the trade activities. Hence the writ petition.

 2. The first respondent has not chosen to file any counter in spite of the time granted repeatedly for enabling them to file a counter.

3. The second respondent has filed a counter stating that the second respondent has been impleaded unnecessarily in the writ petition. It is also stated that the third respondent would take action in accordance with the provisions of the Act, if the petitioner commits any illegal act.

4. The third respondent in his counter has stated that the petitioner has explained how the marketing of certain goods through their network is carried on; the petitioner has also stated that there is no FIR pending against their company and hence no investigation is taken up by the police. When that be so, the other facts that the seminars and meetings are all being disturbed by the police is absolutely false. Police would not interfere with any business conducted by any person in accordance with law. If specific complaints are received by the police against the petitioner firm, it is  thee duty of the police to take up investigation; such investigation can not be prevented. The facts and figures given by the petitioner are illusory and imaginary. The apprehension that their accounts would be freezed would come to the mind only if the business carried on by them is not legal. Under those circumstances, the writ petition tiled only on apprehension and fear of intervention and hence it is to be dismissed.

5. After seeing the counter affidavit, the petitioner wanted to withdraw the petition. But in view of the importance of the issues raised in this writ petition, this Court refused to grant permission to withdraw the writ petition.

6. The learned counsel Mr.Giridhar appearing for the petitioner submitted that this system of network marketing practiced by the petitioner company does not fall within the provision of Prize Chits and Money Circulation Scheme (Banning) 2978 Act. He submitted that he has filed documents which shows how the net work marketing is carried on. He has filed the pamphlets issued in that regard.

7 (i) According to the system, when a person purchases any product from the company, he has to make an application (form filed in the typed set) which contains the column for three user names (name of person who registers with the company). It also contains a column to fill up the sponsors’ name and his placement. He has to sign a declaration that he has  entered into this agreement as an independent distributor. In addition to the agreement, they are bound by the conditions contained the brochures (not filed in the typed set) and it is valid for one year from the date of joining.

(ii) The type set also contains Product price list of “Rs.550 plan” (also there are “Rs.1000 plan” and others). It contains six products namely Nutrimalt, Coffee, tea, Soap, Shampoo and Pickles. The maximum retail price (MRP) and the distributor’s price (DP) also are given. The sum of maximum retail price of all these six products comes to rs.497/-. The total amount for which it is sold to the distributors is Rs.372/-.

(iii) Admittedly, for these products, the so called distributor pays a sum of Rs.550/-, whereas the distributor’s price is only Rs. 372/-. Therefore, Rs.178 is charged extra from the distributors. This amount, the distributor pays to the company because he is made to believe that when he sells these goods to others and enroll others in the scheme, he gets commission from the petitioner company. Such Commission depends upon the total volume of business that he generates by enrolling new distributors, it progresses like  a chain; the amount of commission depends on the subsequent “distributors” who is made to join by the petitioner or a purchaser through him. The promise of the possible commission is the reason for one’s enrolment. The form requires to be filled up with three “distributors” names through whom the new entrant get into the scheme and their placement.

(iv) One has, to purchase one or more starter kit by paying the money as stated above; the starter kit are valued at Rs.550/-, Rs.1000/- and so on; he must sell the product to two other persons and get their application form filled up and sent to the company; those two persons in turn have to purchase starter kits from the company and in turn they must sell and enroll two other persons each. Each new entrant shall purchase the starter kit from the company and in turn sell enroll two other persons. Like this, every new purchaser from whom the new entrant purchases shall enter the three names of his predecessors in the chain. Like this, the chain progresses. The three names filled up by each and every new distributor depending upon the rank of placement and volume of the business, everyone in the chain gets the commission. If a person gets started with five starter kits, he will sell it to ten persons and that ten will become twenty at the next stage and twenty will become forty and so on. When it goes up to ten stages in this manner, the person who sold first will get a commission.

8. As seen already, a starter kit which is sold at Rs.550/- for the goods which may be sold at Rs. 372. Therefore, in one kit, an excess amount of Rs.178/- is collected. This amount is shared by the company and the so called distributors. When a person first purchases the starter kit, he pays Rs. 178/-- more as above. Thereafter, he sells the same at the lesser price (distributor’s price) and he may sell it others and earn the profit. That is, each time a person purchases a starter kit, the petitioner gets a sum of Rs. 178/- in excess.

 

9. The learned counsel for the petitioner further submitted that earlier 45% of the sale amount was distributed as commission but presently it is increased to 65% of the sale price. That means the goods which are worth only Rs.35/- are sold at rs.100/- and this rs.35/- covers not only the price of the goods, but also expenditure involves for the administration of the company. Of course, the Court can not interfere with the fixation of the price. Anybody is free to fix any price and it is for the customers to accept or not. But, it is not an ordinary sale of goods. The persons are lured to become a distributor only on the hope or expectation that he may get more money by way of commission if he sells the products similarly to others. Of course, many persons are earning lot of commission in this manner. This chain is likely to progress for some time. At one point of time the progress of the chain will stop. On that day persons who buy the product may not find any further distributor to purchase from them. By the time, the company would have earned enormous profit. But a very large number of persons would be left cheated.

 

10 (i) To be a distributor of such product, it requires registration under the TNGST Act, in case the value of turn over exceeds a particular limit. It is possible that a few of the distributors may exceeds that limit. But, those persons are not registered under the TNGST Act and also would not be pay to the Government the sales tax.

(ii) That apart, this system is not an ordinary business transaction, it exploits the personal influence an individual has in the society. The distributors’ are found to influence their subordinates or friends. Many of such distributors gets included because of such undue influence by their superiors. Many unwilling purchasers would be forced to purchase only to obey their superiors or satisfy their friends or at times under threat or coercion or inducement and so on. Therefore, the deemed agreement became void under the Indian Contract Act. Therefore, it is duty of the law enforcing authorities to prevent such undue influence being exercised.

 

11. As rightly submitted by the learned counsel for the respondents only under promise or expectation of getting huge commission (easy or quick money), the public are lured to invest more money in such of the schemes. It is only an imaginary profit. Every one cannot sell all the products (as stated already) to some others. If a person is unable to get purchasers or distributors at one point of time, very  large number (may be in lakhs) of people would be left at that stage, unable to find a purchaser or distributor. At that stage, all such persons would be cheated.

12. From the averments, made in the counter affidavit, it is seen that the law enforcing authorities are keeping the surveillance against such meetings and record statement from the persons who attend the meetings. By that, the law enforcing authorities are doing their duty cast on them. It is indeed appreciable that at least now the law enforcing authorities are vigilant that people should not get cheated and ultimately come to them for redress.

 

13. But there is also a prayer for declaration that the activities are not illegal and does not amount to violation of any of the laws. Therefore, this Court has to decide the aspect as to whether this multilevel marketing is legal or not.

14. The main contentions of the petitioner are as follows:-

          (1) So far no complaints have been received against them from any distributor. Therefore, this Multi-level Marketing has not caused any loss to any of the distributors.

          (2) There is no ‘service fee’ for registration as distributor.

          (3) Every distributor gets commission on the basis of the volume of business that is generated by him.

          (4) No chain of customers in the process.

          (5) The distributors and the purchasers pay the value of the product that is purchased, therefore, they are not paying any excess amount.

          (7) They collect only nominal service charge for the service rendered.

          (8) The surveillance by the respondents violates the petitioners’ fundamental right provided under Articles 19(1) (a) and 19(1) (g) of the Constitution of India.

          (9) Further the Union of India has also clarified that the “Multi-level Marketing” does not infringe the Prize Chits and Money Circulation Schemes (Banning) act, 1978 (Hereinafter referred to as ‘The Act’).

 

15. Mere fact no complaints were received does not make an act legal, if it be otherwise illegal. It is true that no service fee is collected by the petitioner for registration. It is also true that the commission that is received by the distributor depends upon the volume of business generated by him. From the scheme of Multi-level Marketing, as reflected in the brochure issued by the petitioner, the commission is received only if the distributor sells the product, which he purchases, to two others and those two persons sell it to two other persons each and those four persons sell similarly to two persons each. In this manner, if more number of persons in the next stages come into this scheme, the person through whom those persons got enrolled gets commission.

16. The contention of the petitioner is that there is no chain of customers. This contention appears not acceptable. The scheme, as stated above, creates chain of customers and only when the chain progresses without any break in any of the links, the ‘principal distributor’ gets more commission. If, for any reason, the chain is broken, at any stage, then the principal distributor’s commission would get reduced proportionally to that extent. Therefore, it is not correct to say that there is no chain of customers in the process.

17. The next contention is that the purchasers pay the value of the product as stated above and they do not pay the excess amount. It is seen that a ‘starter kit’ is purchased by the principal distributor for a sum of rs.550/- as per the plan found in the brochure. The very same brochure contains the MRP of the kit as Rs.497/-, which is rounded off to Rs.500/- and a service charge of Rs.50/- is collected when a kit is sold. The contention that no service charge is collected also does not appear to be correct in view of the fact that every person who purchases a kit has to pay a service charge of rs.50/- for each kit. Service charges are collected by governmental institutions like Electricity Board and Telephones as they are authorized by the Statutory Rules No individual can collect any charge has service charges. The collection of service charge is therefore, not legal.

18. As submitted by the learned counsel for the petitioners, the petitioners-Company originally was giving 45% of sale price as commission and now that is increased to 65%. From the very fact that 65% is earmarked for paying as commission to the distributors, it is clear that the value of the product is only 35 % of the sale price. That is, when the goods are sold at Rs. 550/-, the actual value of the goods that are sold is only Rs.188/- calculated at 35 %). For the value of goods worth Rs.188/-, the purchaser pays Rs.550/-. But ,selling the goods at higher price that is fixed by the seller, does not offend any law. To get commission one has to purchase starter kits. If the distributor wants to get more commission through a member of ‘sub-distributor’ under him, he shall purchase more number of such starter kits. There is no authority to collect Rs.50/- as service charges for one kit. If it is purely a sale of goods, no service charges are permissible under any law.

 

19. The progress of the chain of customers, at some point of time, would get saturated and the distributor, who purchases the goods, will not find any purchaser/sub-distributor to sell or enroll afresh. At that time, due to the progress of the chain, in the manner stated above, such persons who would not fine new members may be in lakhs or even millions. Therefore, lakhs or even millions of people are bound to lose their entire money of Rs.550/0 (value of one starter kit). At the same time, major portion of 65% of the amount would be a gain to the petitioners-company since there would be no one share that money.

 

20. Section 2© of the Prize Chits and Money Circulation Schemes(Banning) Act, defines ‘Money Circulation Scheme’, as follows:

“Money circulation scheme” means any scheme, by whatever name called, for the making of quick or easy money, or for the receipt of any money or valuable thing as the consideration or a promise to pay money, on any event or contingency relative or applicable to the enrolment of members into the scheme, whether or not such money or thing is derived from the entrance money of the members of such scheme or periodical sub-scriptions.”

 

          The above definition makes it clear that any scheme by whatever name it is called whereby on a promise that one would receive or would make quick or easy money by enrolment as members into the scheme is ‘money circulation scheme’. In this case, there is enrolment of members into the scheme; there is also a promise made that on such enrolment of large number of persons into the scheme, one would make quick money or easy money. There cannot be any doubt that by enrolling new members and by the process of selling the goods to new distributors this chain progresses; the person who became such members earlier get commission without doing any work; getting such a commission is nothing but getting quick or easy money. Therefore, such schemes the so called ‘Multilevel Marketing’, definitely falls within the definition of ‘money circulation scheme’.

 

21. The learned counsel for the petitioner submitted that Union of India has made a clarification in an answer to a question in Parliament that Multi-level Marketing does not violate or offend the provisions of the Prize Chits and Money Circulation Schemes (Banning) Act. It is suffice to say that it is not for Union of India or any Member of Parliament to interpret the provisions of any Member of Parliament. The act has been passed by the Parliament, but the power to interpret the Act is only vested in judiciary and that power is not given to the Executive. The statement given by the Union of India or its Officers that Multi-level Marketing does not attract the provisions of the Act cannot legalise an illegal act.

 

22. It is true that several companies including Multinational Companies carry on the business of the “Multilevel Marketing” and it is also true that the executive and the law enforcing authorities keep a blind eye on such activities. This also does not make an illegal act legal. It is always a fact that the law enforcing authority would try to close the stable only after the horse had escaped.” That is the law enforcing authority would realize that this scheme would ultimately leave a large number of persons cheated. Thereafter, after losing their money, they would approach the executive complaining that they were cheated. Till such time, the law enforcing authorities do not act. They do not take preventive action to enforce the provisions of the existing law.

 

23. The learned counsel for the petitioner placed reliance upon the judgment of the Supreme Court in Reserve Bank of India v.. Peerless G.F. & I Co. Ltd (AIR 1987 SC 1023) to support his argument that there is no element of chance in the scheme adopted by the petitioner and hence the Act is not attracted. In the Peerless’s case the Supreme Court had an occasion to interpret Sec.2 (e) of the Act and held that the endowment scheme of the Peerless Company was not a prize chit on the ground that there was no element of chance in that scheme. It also held that Section 2 e) does not contemplate a scheme without a prize and therefore the Endowment Certificate Scheme of the Peerless Company was out side the Prize Chits and Money Circulation Scheme (Banning) Act. In this case Section 2 (e) has not been considered by the Supreme Court.

 

24. The learned counsel also referred to another judgment in State of Wet Bengal v.. Sanchaita Investments (AIR 1982 SC 949). In this case sec. 2 © has been considered. The Supreme Court has held that.

 

          “To be a money circulation scheme, a scheme must be for the making of quick or easy money on any event or contingency relative or applicable to the enrolment of the members into the scheme”.

          In this case, the Supreme Court has held that when a firm indulging in high risk investments. It was not illegal. Further, payment of interest in excess of stipulated rate was not a scheme for marking easy or quick money. The Supreme Court further held that a scheme has necessarily to be judged as a whole, both from the viewpoint of the promoters and also of the members. The Supreme Court in that case had considered only one aspect namely, whether promise of giving more interest attracts money circulation scheme? While deciding that issue, the Supreme Court held that if such transactions are  made openly and not in violation of any law, it would  amount to violations of the Act. In that case, promise to give 48% of interest was not a promise of getting quick money since the promise was given openly. In that case, the materials placed before the Court went to show that though the rate of interest stipulated in the loan certificate was 12 % the firm used to pay altogether interest at 36% to 48% in all, which was held not a money circulation scheme. Further, the Supreme Court held that the materials did not indicate that the payment of interest to the depositors whether at the stipulated rate or at the enhanced rate is dependent on any element of chance.

 

25. Therefore, the two judgments relied upon by the learned counsel for the petitioners, are not on the point whether the so-called Multi-level Marketing would attract the provisions of the Prize Chits and Money Circulation (Banning) Act. Therefore, the argument of the learned counsel for the petitioner that the Prize Chits and Money Circulation Schemes (Banning) Act does not attract the scheme, is not correct. There is no decision by the Supreme Court on this issue.

 

26. As stated above, this scheme called Multi-level Marketing creates a chain of customers and the long and unbroken chain would ensure larger amount of quick or easy money. The shorter and missed links in the chain would result in earning lesser commission. Therefore, there should be unbroken chain or customers. Secondly, the person does not get the value of the money he pays; thirdly the companies are collecting service charges as stated above in a sale of goods. No service charges can be collected while the goods are sold.

 

27. For all these reasons the scheme of so called Multi-level Marketing cannot be said not to violate the provisions of Sec. 2 © of the Act.

 

28. Apart from that this Multi-level Marketing results in exploitation of the personal influence of each and every distributor or his close relative. As stated already, a superior Officer or his ward when he involves in this Multi-level Marketing, the subordinates are forced to become members in the chain. Though it may not amount to violation of this Act, it would attract some other laws; it may result in undue influence, extraction, coercion, etc.

 

29. For the reasons stated above, the petitioners are not entitled for the declaration as prayed for. That apart, such a blanket and omnibus prayer that the scheme is not in contravention of the provisions of the Prize Chits and Money Circulation Schemes (Banning) Act, 1978 or any other law in force cannot be granted by any Court.

 

30. It is, indeed, appreciable that the Chief Secretary and the Director General of Police have stated that though there are no complaints received against the petitioners so far, if any complaints are received or if the activities of the company amounts to violation of any of the act, they would definitely take action against the petitioners. That shows that they are alive to the situation.

 

31. It is true that the petitioners are comparatively a small  fish in the business of the so called Multi-level Marketing. There are other comparatively bigger associations or institutions or companies which adopt similar schemes. It is for the Director General of Police and other law enforcing authorities to have a watchful eye on all such activities and to take timely action as and when it is called for.

 

32. The grievance of the petitioners is that the petitioners are conducting conferences and lectures in order to propagate the scheme. But, they are under surveillance by the police. This intimidate people who come to attend their seminars and lectures; and this would amount to violation of the petitioner’s fundamental rights under Articles 19(1) (a) and 19 (1) (g) of the Constitution of India. This argument is not acceptable. It is true that they have the right to freedom of speech and expression and also to the freedom to carry on business. But, both the rights are subject to reasonable restrictions as contemplated and Articles 19(2) and 19(g). The right to freedom of speech is subject to reasonable restriction on the ground of public order and the right to freedom to carry on business is subject to reasonable restriction in the interest of ‘general public’. Therefore, when the police keeps watch over any seminars or lectures. It is in the interest of maintenance of public order and also it is with a view to protect the interest of general public. Therefore such acts cannot be complained of by any person including the petitioners who conduct any seminar or lecture for promoting their business.

 

33. In this part of India, people are gullible and fall an easy prey to the tall promises made through the media. That was the reason why the lottery tickets were sold in large numbers in this State. Many companies want to exploit this attitude of people and float many schemes and lure the people to join the schemes. Only when they ultimately lost the money, they realize that they were misled: by that time it becomes too late. Thereafter, they approach the law enforcing authorities and question them how did they permit such schemes. That is the reason why the police keep a watch over such activities. The petitioner is not entitled for direction for prohibiting the authorities from keeping surveillance over any meeting. Sec. 7 of the Act confers the right on the police officer to enter any premises, where he has got a reason to suspect that the premises are being used for purposes connected with the promotion or conduct of any prize chit or money circulation scheme in contravention of the provisions of the Act.

 

34. According to the Prize Chits and Money Circulation Schemes (Banning) Act, “Money Circulation Scheme” means-

          .. any scheme, by whatever name called-

          ( i )  for making quick or easy money ; or

          (ii) for the receipt of any money or valuable thing as the consideration (or a promise to pay money) on any event or contingency relative to the enrolment of members into the scheme.

Thus the definition covers two aspects-

          (i) A scheme for making quick or easy money;

          (ii) For receipt or any money or a promise to pay money: on an event relative to the enrolment in the scheme.

It is applicable to both- the sponserer and the participants or subscribers.

 

35. In the present case, as seen from the materials placed-

 

       (i)       The petitioner company gets an extra amount of Rs.3-/ by rounding off (Rs. 497 as Rs.500). It also gets Rs. 50/- as service charge, while selling the product. Thus, the company (petitioner) gets quick or easy money, as per the above definition.

       (ii)       It enables the receipt of money (by way of commission) by the so-called distributor   also on his enrolling new members.

 

36. The event is enrolment of new members; the commission received is relative to such enrolment of new members into scheme. Therefore, the argument of the learned counsel for the petitioners that there is no promise of quick or easy money is not correct for the reasons stated above. Thus, the so-called Multi-level Marketing, though called by a very attractive name squarely falls within the definition of ‘Money Circulation Scheme’ under the Act. Hence, it is prohibited by the Act. It is for the law enforcing authorities to take appropriate action.

 

37. In the result, the writ petition is dismissed. No costs. Consequently. WPMP No.2741 of 2004 is dismissed.

 

 

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